E-invoicing in Finland: deadlines and rules

At a glance

Finland has no B2B e-invoicing mandate; the State Treasury consultation closed in March 2026. Businesses with turnover above €10,000 have had a right to request e-invoices since 1 April 2020. B2G has applied since 2020.

Verified: 15 Oct 2026

Who is affected

Scope: No B2B receiving obligation; businesses above €10,000 turnover can request e-invoices

Issuing phases

• no date yetNot specified proposed Source: VATupdate · 3 Jan 2026 · verified 15 Oct 2026 · secondary

  Possible B2B e-invoicing mandate; State Treasury consultation closed in March 2026

Model and platform

Post-audit (decentralised, no clearance)

Platform: None for B2B; the State Treasury (Valtiokonttori) is the Finnish Peppol Authority

Post-audit model; B2B e-invoicing is voluntary.

Formats and networks explained

Formats

Channels and accreditation

Vendor accreditation

No accreditation · Required: no

No B2B mandate in force and therefore no vendor accreditation. Source: VATupdate · 3 Jan 2026 · verified 15 Oct 2026 · secondary

Receiving: how invoices reach you

Receiving duty: No mandate today none Source: VATupdate · 3 Jan 2026 · verified 15 Oct 2026 · secondary

The right to request e-invoices exists since 1 Apr 2020; its start date is unverified.

What to set up

• Peppol Access Point (Suppliers to public bodies): One of the B2G routes.

Sending: what buyers expect

• no date yetNot specified proposed Source: VATupdate · 3 Jan 2026 · verified 15 Oct 2026 · secondary

Public sector

Public-sector e-invoicing since 2020 law Source: VATupdate · 3 Jan 2026 · verified 15 Oct 2026 · secondary

Peppol / Finvoice / TEAPPSXML

Formats: Finvoice, TEAPPSXML, Peppol BIS Billing 3.0

Act 241/2019.

Corporate buyers on SAP Business Network, Coupa, Tungsten or Basware: see Integrations.

Archiving

Retention period: 6 years Source: Verohallinto (Finnish Tax Administration) · 1 Sept 2023 · verified 16 Oct 2026 · official

The period starts: VAT: start of the year after the calendar year of the taxable event; accounting vouchers: end of the year in which the financial year ended

• 6 years for invoices/vouchers (AVL 209 o-q §; KPL 2:10), 10 years for books and financial statements (KPL 2:10), 13 years for property.
• Since HE 226/2022 no geographic storage limit under VAT, but records must be examinable in Finland without undue delay; electronic storage abroad needs real-time access.

Integration points

• Peppol Access Point (Suppliers to public bodies): One of the B2G routes.

Common accounting and invoicing tools

Netvisor · Procountor · Fennoa · Holvi

What this means for you

Generated from the decision rules of our check for four typical profiles. Your answers may differ; run the check for your case.

Check my obligations for Finland

Deadlines

Sources

1. VAT invoice requirements (VH/3634/00.01.00/2023) · Verohallinto (Finnish Tax Administration) · 1 Sept 2023 · verified 16 Oct 2026 · official
2. Briefing document and podcast: e-invoicing and e-reporting in Finland · VATupdate · 3 Jan 2026 · verified 15 Oct 2026 · secondary
3. E-invoicing legislation research, status as of 15 October 2026 (internal evidence log) · einvoice project · 15 Oct 2026 · verified 16 Oct 2026 · secondary · internal document docs/research/einvoicing-legislation-2026-10.md
4. Adoption of the VAT in the Digital Age package · European Commission, DG TAXUD · 11 Mar 2025 · verified 15 Oct 2026 · official

Unverified items

We found this in secondary sources or sources disagree; we have not yet confirmed it in the official text.

• Start of the right to request e-invoices (1 Apr 2020) is not confirmed.
• Overall status is shown as proposed; the research marks Finland as none or proposed depending on the reading of the closed State Treasury consultation.
• Penalties, format versions and small-business rules are not covered by the research.